Panama City Title and Closing

South Oak Panama City

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2810 Martin Luther King Blvd, Suite A
Panama City, Florida 32405



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Title & Closing Services

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Amber Brittain
Senior Mortgage Consultant, Mortgage Banc

Rhonda Jacques
Mortgage Loan Supervisor, Centennial Bank Mortgage

Tim Mitchell
Realtor, eXp Realty, LLC

christin carmack closer at south oak title and closing florida title agent

Panama City title agent

South Oak Title provides an unmatched closing experience to realtors and their clients in Panama City, St. Andrews Bay, Parker, Pretty Bayou, Springfield, and Lynn Haven in Bay County, Florida.

At South Oak, we understand that your file is more than a file - it’s a promise. That’s why we ensure that your file is always on time and accurate, so there are no surprises at closing. Our closers are committed to their clients, so we’re here for you whenever you have questions -- even if those questions come after our regular business hours.

We want closings to be a joy for realtors and clients alike. Enjoy a worry-free closing in our luxurious Panama City office, or take advantage of our mail-away closing service for out-of-town buyers. We can also provide drive-up closings for busy clients or clients concerned about COVID-19.

Schedule your closing today, or contact us if you have questions.

Our Services
  • Title search
  • Title report
  • Residential purchase, sale, or refinance
  • Commercial purchase, sale, or refinance
  • Owner's title insurance
  • Deed preparation
  • New construction title insurance
  • Mechanics lien coverage title insurance

Our Team

Christin Carmack

Christin Carmack



Kaitlyn Despard

Office Coordinator

Kristi h

Kristy Hazlett



Kelsey Little


NP 1156

Christy Parker



Brooks Tucker

Post Closing